The TMTA gives you the tools to assemble Big Life Insurance benefits with a smaller investment. And NOW, new employee-paid life insurance options mean high-value benefits to your employees at no cost to your company. The TMTA is your source for AFFORDABLE GROUP LIFE INSURANCE BENEFITS. Through our exclusive program, you can leverage the TMTA's national buying power and shared risk for your employee Life Insurance plan. The odds are good that you can realize an immediate benefits cost savings in excess of your annual TMTA dues obligation. That means:  Lower rates than you could qualify for on your own. Access to flexible, high-quality life insurance programs--most often with no medical questions asked--no matter how many employees you have! Both employer-paid and voluntary coverage options--no minimum participation rates for voluntary plans! Two-year rate guarantees. Call us today for low-cost and no-cost options to replace or enhance your existing program. Call Dennis Campbell, Senior Benefits Consultant at 248-488-0300 ext 1313, at the Ralph C Wison Agency at (248) 355-1414, or e-mail to TMTA@rcwa.net.   Benefits are provided through Reliance Standard Life Insurance Company--a 100-year-old benefits carrier rate "A" by AM Best and ranked among the top 10 Group Life and Group Disability Carriers by LIMRA International.