Let TMTA help assemble a Group Disability Plan for your employees at a fraction of the cost. New employee-paid disability insurance options mean high-value benefits to your employees at no cost to your company. We offer both short-term and long-term disability programs. The TMTA is your source for AFFORDABLE GROUP DISABILITY INSURANCE BENFITS. Through our exclusive program, you can leverage the TMTA's national buying power and shared risk for your employee Disability Insurance plan. The odds are good you can realize an immediate benefits cost savings in excess of your annual TMTA dues obligation. You can benefit from: Lower rates than you could qualify for on your own. Access to flexible, high-quality disability insurance programs--most often with no medical questions asked--no matter how many employees you have! Both employer-paid and voluntary coverage options--no minimum participation rates for voluntary plans! Two-year rate guarantees. Value-added programs like travel assistance and critical illness coverage. Call us today for low-cost and no-cost options to replace or enhance your existing program. Call Dennis Campbell, Senior Benefits Consultant, at 248-488-0300 ext 1313, contact Dennis at the Ralph C Wilson Agency at 248-355-1414 or e-mail to TMTA @rcwa.net. Benefits are provided through Reliance Standard Life Insurance Company--a 100-year-old benefits carrier rate "A" by AM Best and ranked among the top 10 Group Life and Group Disability Carriers by LIMRA International.